Deposits Interest Rates

w.e.f. 1-April-2025

Period	Rate of Interest (In %)
15 days to 90 days	6.00
91 days to 180 days	6.00
181 days to 8 months	6.75
9 months to 26 months	7.25
27 months to 36 months	7.50
Saving Interest Rate	3.20
Fixed Deposit Scheme (Only for 5 years) (Income tax saving) Non Encashable before maturity) Non Eligible for loan)	6.50

7.75% under Graha Laxmi Graha Nidhi Deposit Specially meant for Women Customers for the period of 9 months to 15 months.

Sr. Citizens will be entitled to higher interest of 0.25% on deposits of 12 months & above and staff benefits of additional 1%.
Penal interest on withdrawals of Deposits before maturity would be charged at 1% less on the rate for which the deposit is in force.
Revised rates are applicable for new deposits only and renewal of existing deposits at revised rates.
The rate of interest is subject to revision at the discretion of the Bank, without any notice.