UPI

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. Each Bank provides its own UPI App for Android, Windows and iOS mobile platform(s).

Unified Payments Interface (UPI) is a system developed by NPCI, as mentioned in above in which we can link multiple bank accounts into a single mobile application, now The Pratap Co-Op. Bank is sub member of UPI channel. UPI service has been enabled for The Pratap Co-Op. Bank Ltd. from 07 November 2021 Customer can self-register UPI Apps after downloading, if Customer’s Mobile number registered in Pratap Bank and customer having The Pratap Co-Op. Bank’s Debit Card.

UPI application is simple, easy and quick payment transactions Mobile Apps.

It can be used on all mobile devices.

The customer can make instant bank-to-bank payments and Pay and collect money using just Mobile number or Virtual Payment Address (UPI ID).

Customer can send, Request Money and can pay by scanning the QR code through Scan & Pay option.

PROCESS

After downloading any UPI App, Search and selecting to The Pratap Co-Op. Bank name from the UPI Bank list and creating a VPA/ UDI ID for UPI App, verify the account, set a PIN and transact the payments instantly. This is how UPI App works.

No matter which bank you bank with, you can make and receive secure payments instantly using just your name!

How does UPI App work?

Download the UPI Apps- Paytm UPI/Gpay/PhonePe etc, from Google Play Store or Apple Store.

Select to The Pratap Co-Op. Bank name from the UPI Banks list in the app.

Create a VPA / UPI ID (example – yourname/mobile no.@Paytm /Gpay/PhonePe)

Verify your account & set a PIN

How to send money using UPI App?

• Select your & the receiver’s UPI ID.
• Enter the amount.
• Send money by entering PIN.

How to receive money using UPI App?

• Select your & sender’s UPI ID
• Enter amount.
• Receive money when the sender approves the transaction on their app.

OR

How to get it:

• The Pratap Co-Op. Bank a/c
• Mobile number should be linked with PCBL bank a/c
• Smart Phone with internet facility (First time must be mobile Data enabled)
• Debit Card for activated the UPI service and re-setting MPIN.

Service Activation:

• Download the App for UPI
• Do registration online on the App with a/c details
• Create a virtual ID
• Set MPIN
• 5-7 minutes

What is required for Transaction?

• Smartphone with internet facility (First time must be mobile Data enabled)
• Registered device only
• Use registered MPIN
• Self Service Mode

Services Offered:

• Balance Enquiry
• Transaction History
• Send / Pay Money
• Virtual Address
• A/c no. & IFSC code
• Collect Money
• Add bank account
• Change / Set MPIN